Debtor Defense

Oakland County Lawyers Can Help With Debt Problems

There are numerous issues that can affect the stability of a family’s finances. Whether you are facing divorce, job loss, reduction in hours, medical emergency or emergency home repairs, it is wise to seek the counsel of a knowledgeable lawyer.

At Ryan B. Stearn P.C., we have extensive debtor defense experience providing legal advice, insight and representation to clients throughout Michigan. While the attorneys at our firm typically focus on their own chosen practice areas, we still maintain a team atmosphere. At any time, attorneys may call upon the experience or knowledge of anyone in the firm to provide insight on a creative solution. Our lawyers are confident in their ability to work with a client in financial trouble and find the most beneficial solution to even the most complex problem.

Novi Debt Negotiation Attorney

Our Oakland County attorneys can help with debt problems. We will carefully examine your finances and provide clear direction regarding your options. In some situations, filing for bankruptcy might be the clear choice. However, we will not attempt to push a client in one direction or the other. If bankruptcy is not right, we will look to explore other financial options. Count on our firm for honest answers and direct responses.

Many times, creditors and collections agencies overstep their legal boundaries and exert unnecessary pressure on debtors. The government has enacted powerful protections in the form of the Fair Debt Collections Practices Act. This act clearly stipulates the types of actions creditors can take. Many questions are answered, including:

  • Can they call me at work?
  • Can they contact my neighbors?
  • Can they contact my family members?
  • Can they try to contact me in the middle of the night?

If you feel that you are being victimized by a creditor, do not hesitate to contact our firm. Creditors have set guidelines that they must follow, and if they do not, we will fight to hold them accountable for their actions.


Contact Us

If you have questions regarding any of our practice areas, contact Ryan B. Stearn P.C., for a free consultation. We can be reached at 248-633-8880 or through the online contact form on this website. Our firm accepts most major credit cards as payment for services, and we offer flexible appointment hours based on the needs of our clients. Our office is located on the west side of Greenfield Rd, only 1/2 mile north of 12 Mile Rd with easy, first-floor access.


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